/* হালখাতা - Sitelar · landing page (premium, mobile-first) */
:root {
  --g900: #0b3d2a; --g800: #0f5a3c; --g700: #157347; --g600: #1e8a56; --g500: #2a9d66;
  --g100: #e6f2ea; --g50: #f2f8f4;
  --gold: #c9973b; --gold-2: #e2b45a; --gold-soft: #fbf3df; --gold-line: #efdcae;
  --red: #c0392b; --red-soft: #fbeae7;
  --cream: #f7f4ea; --paper: #fffdf8; --white: #fff;
  --ink: #14211a; --ink-2: #2b3a31; --muted: #5a675f; --faint: #8a948e;
  --line: #e6eae4; --line-2: #eef1ec;
  --shadow-sm: 0 1px 2px rgba(20,33,26,.05), 0 8px 20px -10px rgba(20,33,26,.12);
  --shadow-md: 0 2px 4px rgba(20,33,26,.04), 0 22px 44px -18px rgba(20,33,26,.20);
  --shadow-lg: 0 34px 80px -28px rgba(11,61,42,.40);
  --r-lg: 24px; --r: 18px; --r-sm: 12px;
  --font: 'Hind Siliguri', 'Noto Sans Bengali', system-ui, -apple-system, 'Segoe UI', sans-serif;
  --display: 'Noto Serif Bengali', 'Hind Siliguri', serif;
  --wrap: 1140px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0; font-family: var(--font); color: var(--ink); line-height: 1.7; font-size: 16px;
  background: var(--cream) url('../img/bg-pattern.svg') repeat; background-size: 240px 240px;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--g700); }
h1, h2, h3 { text-wrap: balance; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.wrap.narrow { max-width: 800px; }
.skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; border-radius: 8px; }
.skip:focus { left: 8px; z-index: 100; }

/* ------------------------------------------------------------ reveal on scroll */
.js .reveal { opacity: 0; transform: translateY(16px); transition: opacity .7s cubic-bezier(.2,.7,.2,1), transform .7s cubic-bezier(.2,.7,.2,1); }
.js .reveal.in { opacity: 1; transform: none; }
.js .reveal.d1 { transition-delay: .12s; } .js .reveal.d2 { transition-delay: .24s; } .js .reveal.d3 { transition-delay: .36s; }
@media (prefers-reduced-motion: reduce) { .js .reveal { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* ------------------------------------------------------------ buttons & tags */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 12px 22px; border-radius: 999px; font-weight: 700; font-size: 16px; text-decoration: none; border: 1.5px solid transparent; transition: transform .16s ease, box-shadow .16s ease, background .16s, border-color .16s; white-space: nowrap; line-height: 1.3; }
.btn.lg { padding: 15px 28px; font-size: 17px; }
.btn.primary { background: linear-gradient(180deg, var(--g600), var(--g700)); color: #fff; box-shadow: 0 8px 22px -8px rgba(21,115,71,.55), inset 0 1px 0 rgba(255,255,255,.18); }
.btn.primary:hover { transform: translateY(-1px); box-shadow: 0 12px 26px -8px rgba(21,115,71,.6), inset 0 1px 0 rgba(255,255,255,.18); }
.btn.ghost { border-color: rgba(21,115,71,.28); color: var(--g800); background: rgba(255,255,255,.7); }
.btn.ghost:hover { background: #fff; border-color: var(--g700); }
.btn.light { background: #fff; color: var(--g800); box-shadow: 0 10px 30px -10px rgba(0,0,0,.35); }
.btn.light:hover { background: var(--gold-soft); transform: translateY(-1px); }
.btn .arrow { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.free-tag { display: inline-flex; align-items: center; gap: 5px; background: linear-gradient(180deg, var(--gold-2), var(--gold)); color: #3d2a05; font-size: 12px; font-weight: 800; letter-spacing: .3px; padding: 3px 10px; border-radius: 999px; line-height: 1.5; vertical-align: middle; box-shadow: 0 4px 10px -4px rgba(201,151,59,.6); }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.75); color: var(--g800); border: 1px solid rgba(21,115,71,.18); padding: 6px 14px 6px 10px; border-radius: 999px; font-weight: 700; font-size: 13.5px; backdrop-filter: blur(6px); }
.eyebrow .dot { width: 9px; height: 9px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 3px rgba(201,151,59,.22); }
.kicker { display: block; color: var(--gold); font-weight: 800; letter-spacing: 1.5px; font-size: 12.5px; text-transform: uppercase; margin-bottom: 8px; }

/* ------------------------------------------------------------ nav */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(247,244,234,.85); backdrop-filter: saturate(160%) blur(12px); -webkit-backdrop-filter: saturate(160%) blur(12px); border-bottom: 1px solid rgba(20,33,26,.06); }
.nav-in { display: flex; align-items: center; gap: 24px; height: 70px; }
.brand { display: flex; align-items: center; gap: 11px; text-decoration: none; color: var(--ink); }
.brand img { width: 40px; height: 40px; filter: drop-shadow(0 2px 4px rgba(20,33,26,.12)); }
.brand-name { font-family: var(--display); font-weight: 800; font-size: 24px; color: var(--g800); line-height: 1; letter-spacing: -.2px; }
.brand-name small { display: block; font-family: var(--font); font-weight: 600; font-size: 11.5px; color: var(--muted); letter-spacing: 1px; margin-top: 3px; text-transform: uppercase; }
.nav-links { display: flex; gap: 6px; margin-left: auto; }
.nav-links a { text-decoration: none; color: var(--ink-2); font-weight: 600; font-size: 15px; padding: 8px 12px; border-radius: 999px; transition: background .15s, color .15s; }
.nav-links a:hover { color: var(--g800); background: rgba(21,115,71,.08); }
.nav-cta { display: flex; gap: 10px; }
.nav-cta .btn { padding: 10px 18px; font-size: 15px; }
@media (max-width: 900px) { .nav-links { display: none; } .nav-cta .ghost { display: none; } }
@media (max-width: 600px) { .nav-in { height: 62px; } .brand img { width: 34px; height: 34px; } .brand-name { font-size: 21px; } .nav-cta .btn { padding: 9px 15px; font-size: 14.5px; } }

/* ------------------------------------------------------------ hero */
.hero { position: relative; overflow: hidden; padding: 72px 0 60px; }
.hero::before { content: ""; position: absolute; inset: 0; background:
  radial-gradient(55% 60% at 82% 8%, rgba(30,138,86,.16), transparent 62%),
  radial-gradient(40% 40% at 8% 90%, rgba(201,151,59,.12), transparent 60%); pointer-events: none; }
.hero-medallion { position: absolute; right: -120px; top: -60px; width: 620px; height: 620px; opacity: .07; pointer-events: none; color: var(--g700); }
.hero-in { position: relative; display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.hero h1 { font-family: var(--display); font-size: clamp(34px, 4.6vw, 54px); line-height: 1.22; margin: 20px 0 16px; color: var(--ink); letter-spacing: -.3px; }
.hero h1 em { font-style: normal; color: var(--g700); background: linear-gradient(transparent 62%, rgba(226,180,90,.38) 62%, rgba(226,180,90,.38) 90%, transparent 90%); }
.lead { font-size: 18.5px; color: var(--muted); margin: 0 0 24px; max-width: 56ch; line-height: 1.75; }
.lead b { color: var(--ink); font-weight: 700; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 24px; }
.hero-points { list-style: none; padding: 0; margin: 0; display: grid; gap: 9px; color: var(--ink-2); font-size: 15.5px; }
.hero-points li { padding-left: 30px; position: relative; }
.hero-points li b { color: var(--g800); }
.hero-points li::before { content: ""; position: absolute; left: 0; top: 4px; width: 20px; height: 20px; border-radius: 50%; background: var(--g700) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/60% no-repeat; box-shadow: 0 4px 10px -4px rgba(21,115,71,.6); }

/* phone mockup */
.hero-visual { position: relative; min-height: 560px; display: flex; justify-content: center; }
.phone { position: relative; width: 312px; border-radius: 44px; background: linear-gradient(160deg, #1b2a22, #0d1712); padding: 11px; box-shadow: var(--shadow-lg), inset 0 0 0 1px rgba(255,255,255,.08); transform: rotate(-3deg); transition: transform .5s cubic-bezier(.2,.7,.2,1); z-index: 2; }
.hero-visual:hover .phone { transform: rotate(-1.5deg); }
.phone::before { content: ""; position: absolute; top: 11px; left: 50%; transform: translateX(-50%); width: 110px; height: 26px; background: #0d1712; border-radius: 0 0 16px 16px; z-index: 3; }
.phone-screen { background: linear-gradient(180deg, #fbfaf6 0%, #f3f1e8 100%); border-radius: 34px; padding: 40px 14px 20px; min-height: 480px; }
.ph-status { display: flex; justify-content: space-between; align-items: center; font-size: 12px; font-weight: 700; color: var(--ink-2); padding: 0 6px 10px; }
.ph-status .ph-icons { display: inline-flex; gap: 4px; align-items: flex-end; }
.ph-status .ph-icons i { display: block; width: 3px; background: var(--ink-2); border-radius: 1px; }
.ph-status .ph-icons i:nth-child(1) { height: 5px; } .ph-status .ph-icons i:nth-child(2) { height: 8px; } .ph-status .ph-icons i:nth-child(3) { height: 11px; }
.ph-status .ph-batt { width: 20px; height: 10px; border: 1.5px solid var(--ink-2); border-radius: 3px; position: relative; margin-left: 6px; }
.ph-status .ph-batt::after { content: ""; position: absolute; left: 1.5px; top: 1.5px; bottom: 1.5px; width: 12px; background: var(--g700); border-radius: 1px; }
.ph-app { display: flex; align-items: center; gap: 10px; padding: 8px 6px 12px; border-bottom: 1px solid var(--line); margin-bottom: 12px; }
.ph-app .ph-avatar { width: 34px; height: 34px; border-radius: 50%; background: linear-gradient(160deg, var(--g600), var(--g800)); color: #fff; font-weight: 800; display: grid; place-items: center; font-size: 15px; }
.ph-app b { display: block; font-size: 15px; line-height: 1.2; color: var(--ink); }
.ph-app small { color: var(--faint); font-size: 12px; }
.ph-app .free-tag { margin-left: auto; }
.bubble { background: #fff; border: 1px solid var(--line); border-radius: 18px 18px 18px 6px; padding: 11px 13px; margin-bottom: 12px; font-size: 13.5px; line-height: 1.6; color: var(--ink); box-shadow: 0 6px 16px -10px rgba(20,33,26,.18); }
.bubble.soft { background: #f8faf7; }
.bubble-time { color: var(--faint); font-size: 11px; margin-top: 6px; text-align: right; }
.chip-float { position: absolute; top: 34px; right: -6px; z-index: 4; background: #fff; border: 1px solid var(--g100); border-radius: 999px; padding: 8px 14px 8px 10px; display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; color: var(--g800); box-shadow: var(--shadow-md); animation: floaty 5s ease-in-out infinite; }
.chip-float i { width: 22px; height: 22px; border-radius: 50%; background: var(--g700); display: grid; place-items: center; }
.chip-float svg { width: 13px; height: 13px; fill: none; stroke: #fff; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
@keyframes floaty { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-6px); } }
.card-float { position: absolute; left: -10px; bottom: 26px; width: 250px; background: var(--white); border: 1px solid var(--line); border-radius: 20px; padding: 16px 18px 14px; box-shadow: var(--shadow-md); z-index: 3; }
.cf-head { display: flex; align-items: center; justify-content: space-between; font-size: 12.5px; color: var(--faint); font-weight: 700; letter-spacing: .3px; margin-bottom: 8px; }
.cf-head span:last-child { color: var(--g700); }
.cf-row { display: flex; justify-content: space-between; align-items: baseline; padding: 4px 0; }
.cf-row span { color: var(--muted); font-size: 14px; }
.cf-row strong { font-family: var(--display); font-size: 21px; letter-spacing: -.3px; }
.green { color: var(--g700); } .red { color: var(--red); }
.cf-bar { height: 8px; background: var(--red-soft); border-radius: 99px; overflow: hidden; margin: 8px 0 8px; }
.cf-bar i { display: block; height: 100%; width: 80%; background: linear-gradient(90deg, var(--g600), var(--g700)); border-radius: 99px; }
.cf-foot { font-size: 12.5px; color: var(--muted); }
@media (max-width: 1000px) { .hero-in { grid-template-columns: 1fr 1fr; gap: 28px; } .phone { width: 290px; } .card-float { left: -6px; width: 232px; } }
@media (max-width: 900px) {
  .hero { padding: 30px 0 34px; }
  .hero-in { grid-template-columns: 1fr; gap: 26px; }
  .hero-visual { min-height: 0; flex-direction: column; align-items: center; }
  .hero-medallion { width: 420px; height: 420px; right: -160px; top: 120px; }
  .phone { width: min(300px, 100%); transform: none; }
  .hero-visual:hover .phone { transform: none; }
  .chip-float { position: static; margin: 0 0 12px; align-self: flex-start; animation: none; }
  .card-float { position: static; width: min(300px, 100%); margin: 14px auto 0; }
}
@media (max-width: 600px) {
  .hero h1 { font-size: 31px; margin: 14px 0 12px; }
  .lead { font-size: 16.5px; margin-bottom: 18px; }
  .hero-cta { flex-direction: column; gap: 10px; margin-bottom: 18px; }
  .hero-cta .btn { width: 100%; }
  .btn.lg { padding: 14px 20px; font-size: 16.5px; }
  .hero-points { font-size: 15px; }
}

/* ------------------------------------------------------------ green band */
.band { background: linear-gradient(120deg, var(--g900) 0%, var(--g800) 55%, #146a44 100%); color: #fff; position: relative; overflow: hidden; }
.band::after { content: ""; position: absolute; inset: 0; background: url('../img/bg-pattern.svg') repeat; background-size: 240px; opacity: .10; filter: invert(1) brightness(2); pointer-events: none; }
.band-in { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); padding: 26px 20px; }
.band-item { padding: 6px 22px; border-left: 1px solid rgba(255,255,255,.14); }
.band-item:first-child { border-left: 0; padding-left: 0; }
.band strong { display: block; font-family: var(--display); font-size: 27px; line-height: 1.15; color: var(--gold-2); letter-spacing: -.3px; }
.band span { display: block; opacity: .88; font-size: 14px; line-height: 1.5; margin-top: 4px; }
@media (max-width: 800px) {
  .band-in { grid-template-columns: repeat(2, 1fr); gap: 18px 0; padding: 22px 20px; }
  .band-item { border-left: 0; padding: 0 12px 0 0; }
  .band-item:nth-child(even) { border-left: 1px solid rgba(255,255,255,.14); padding-left: 16px; }
  .band strong { font-size: 22px; } .band span { font-size: 13px; }
}

/* ------------------------------------------------------------ sections */
.section { padding: 84px 0; position: relative; }
.section.alt { background: rgba(255,253,248,.72); border-top: 1px solid var(--line-2); border-bottom: 1px solid var(--line-2); }
.sec-head { text-align: center; max-width: 720px; margin: 0 auto 44px; }
.sec-head h2 { font-family: var(--display); font-size: clamp(28px, 3.4vw, 40px); margin: 6px 0 12px; color: var(--ink); line-height: 1.25; letter-spacing: -.3px; }
.sec-head p { color: var(--muted); margin: 0; font-size: 17.5px; line-height: 1.7; }
.sec-head .eyebrow { margin-bottom: 10px; }
.ornament { margin: 0 auto 6px; opacity: .85; }
.grid { display: grid; gap: 22px; }
@media (max-width: 600px) { .section { padding: 54px 0; } .sec-head { margin-bottom: 28px; } .sec-head h2 { font-size: 26px; } .sec-head p { font-size: 16px; } .ornament { width: 240px; height: auto; } }

/* ------------------------------------------------------------ khata compare (looks like a ledger page) */
.khata { position: relative; display: grid; grid-template-columns: 1fr 1fr; background: var(--paper); border-radius: var(--r-lg); box-shadow: var(--shadow-md); border: 1px solid var(--line); overflow: hidden; }
.khata::before { content: ""; position: absolute; inset: 0; background: repeating-linear-gradient(to bottom, transparent 0 33px, rgba(21,115,71,.10) 33px 34px); pointer-events: none; }
.khata-col { position: relative; padding: 34px 30px 34px 66px; }
.khata-col::before { content: ""; position: absolute; top: 0; bottom: 0; left: 44px; width: 1.5px; background: rgba(192,57,43,.35); }
.khata-col.after { background: linear-gradient(180deg, rgba(230,242,234,.85), rgba(230,242,234,.35)); border-left: 1px dashed rgba(21,115,71,.35); }
.khata h3 { font-family: var(--display); font-size: 21px; line-height: 34px; height: 34px; margin: 0 0 34px; letter-spacing: -.2px; }
.khata-col.before h3 { color: var(--muted); }
.khata-col.after h3 { color: var(--g800); }
.khata ul { list-style: none; margin: 0; padding: 0; }
.khata li { position: relative; padding-left: 34px; line-height: 34px; font-size: 16px; color: var(--ink-2); }
.khata-col.before li { color: var(--muted); }
.khata li::before { content: ""; position: absolute; left: 0; top: 7px; width: 20px; height: 20px; border-radius: 50%; }
.khata-col.before li::before { background: var(--red-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23c0392b' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7 7 17'/%3E%3C/svg%3E") center/58% no-repeat; }
.khata-col.after li::before { background: var(--g700) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/60% no-repeat; box-shadow: 0 4px 10px -4px rgba(21,115,71,.6); }
.khata-col.after li b { color: var(--g800); }
@media (max-width: 800px) {
  .khata { grid-template-columns: 1fr; }
  .khata-col { padding: 34px 20px 34px 58px; }
  .khata-col::before { left: 38px; }
  .khata-col.after { border-left: 0; border-top: 1px dashed rgba(21,115,71,.35); }
  .khata li { font-size: 15.5px; }
}

/* ------------------------------------------------------------ benefit cards */
.feats { grid-template-columns: repeat(3, 1fr); }
.feat { position: relative; background: var(--white); border: 1px solid var(--line); border-radius: var(--r); padding: 26px 24px 24px; box-shadow: var(--shadow-sm); transition: transform .2s ease, box-shadow .2s ease, border-color .2s; }
.feat:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: rgba(21,115,71,.25); }
.feat.highlight { background: linear-gradient(170deg, #f5fbf7 0%, var(--white) 60%); border-color: rgba(21,115,71,.22); }
.feat .free-tag { position: absolute; top: 20px; right: 20px; }
.feat h3 { margin: 16px 0 8px; font-size: 19px; line-height: 1.35; padding-right: 48px; }
.feat p { margin: 0; color: var(--muted); font-size: 15.5px; line-height: 1.7; }
.ico { width: 50px; height: 50px; border-radius: 15px; background: linear-gradient(160deg, var(--gold-soft), #fff); border: 1px solid var(--gold-line); display: grid; place-items: center; box-shadow: inset 0 1px 0 #fff; }
.ico svg { width: 24px; height: 24px; fill: none; stroke: var(--g700); stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }
@media (max-width: 960px) { .feats { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .feats { grid-template-columns: 1fr; gap: 14px; } .feat { padding: 20px 18px; } .feat h3 { font-size: 18px; } }

/* ------------------------------------------------------------ SMS timeline */
.tl { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; position: relative; }
.tl::before { content: ""; position: absolute; left: 6%; right: 6%; top: 24px; height: 2px; background: linear-gradient(90deg, var(--gold-line), var(--gold), var(--gold-line)); }
.tl li { position: relative; display: flex; flex-direction: column; align-items: center; }
.tl-node { position: relative; z-index: 1; width: 50px; height: 50px; border-radius: 50%; background: #fff; border: 2px solid var(--gold); color: var(--g800); font-family: var(--display); font-weight: 800; font-size: 20px; display: grid; place-items: center; box-shadow: 0 0 0 6px var(--cream), 0 10px 22px -10px rgba(201,151,59,.6); }
.tl-card { margin-top: 16px; width: 100%; background: var(--white); border: 1px solid var(--line); border-radius: var(--r); padding: 16px 16px 14px; box-shadow: var(--shadow-sm); }
.tl-when { display: flex; align-items: center; justify-content: space-between; gap: 8px; font-weight: 700; font-size: 14.5px; color: var(--ink); margin-bottom: 10px; }
.chat { font-family: var(--font); white-space: pre-wrap; margin: 0; background: #f4f8f5; border-radius: 16px 16px 16px 6px; padding: 12px 14px; font-size: 14.5px; line-height: 1.6; border: 1px solid var(--g100); color: var(--ink); }
.tl-why { margin: 10px 0 0; color: var(--muted); font-size: 14px; line-height: 1.55; }
.free-note { margin: 30px auto 0; max-width: 860px; display: flex; gap: 18px; align-items: center; background: linear-gradient(90deg, var(--gold-soft), #fff); border: 1px solid var(--gold-line); border-radius: var(--r); padding: 18px 22px; box-shadow: var(--shadow-sm); }
.free-note strong { font-family: var(--display); font-size: 26px; color: var(--g800); white-space: nowrap; letter-spacing: -.3px; }
.free-note span { color: var(--muted); font-size: 15px; line-height: 1.6; }
@media (max-width: 960px) {
  .tl { grid-template-columns: 1fr; gap: 0; padding-left: 64px; }
  .tl::before { left: 24px; right: auto; top: 10px; bottom: 10px; width: 2px; height: auto; background: linear-gradient(180deg, var(--gold-line), var(--gold), var(--gold-line)); }
  .tl li { align-items: stretch; padding-bottom: 22px; }
  .tl-node { position: absolute; left: -64px; top: 0; }
  .tl-card { margin-top: 0; }
  .free-note { flex-direction: column; align-items: flex-start; gap: 6px; }
}
@media (max-width: 600px) { .tl { padding-left: 56px; } .tl::before { left: 20px; } .tl-node { left: -56px; width: 42px; height: 42px; font-size: 17px; box-shadow: 0 0 0 5px var(--paper); } .free-note strong { font-size: 22px; } }

/* ------------------------------------------------------------ steps */
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; position: relative; }
.steps li { background: var(--white); border: 1px solid var(--line); border-radius: var(--r); padding: 26px 24px 24px; box-shadow: var(--shadow-sm); position: relative; overflow: hidden; }
.steps li::after { content: ""; position: absolute; right: -30px; top: -30px; width: 120px; height: 120px; border-radius: 50%; background: radial-gradient(circle, rgba(201,151,59,.14), transparent 65%); pointer-events: none; }
.steps .num { display: inline-grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: linear-gradient(160deg, var(--g600), var(--g800)); color: #fff; font-family: var(--display); font-weight: 800; font-size: 22px; box-shadow: 0 10px 22px -10px rgba(21,115,71,.7); }
.steps h3 { margin: 16px 0 8px; font-size: 19px; }
.steps p { margin: 0; color: var(--muted); font-size: 15.5px; line-height: 1.7; }
@media (max-width: 800px) { .steps { grid-template-columns: 1fr; gap: 14px; } .steps li { padding: 22px 18px 20px; } }

/* ------------------------------------------------------------ who */
.who { grid-template-columns: repeat(3, 1fr); }
.who-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--r); padding: 24px; box-shadow: var(--shadow-sm); position: relative; }
.who-card::before { content: ""; position: absolute; left: 24px; right: 24px; top: 0; height: 3px; border-radius: 0 0 3px 3px; background: linear-gradient(90deg, var(--g600), var(--gold-2)); }
.who-card .ico { width: 44px; height: 44px; border-radius: 13px; margin-bottom: 14px; }
.who-card h3 { margin: 0 0 6px; font-size: 18.5px; }
.who-card p { margin: 0; color: var(--muted); font-size: 15.5px; line-height: 1.7; }
@media (max-width: 800px) { .who { grid-template-columns: 1fr; gap: 14px; } .who-card { padding: 20px 18px; } }

/* ------------------------------------------------------------ faq */
details { background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 4px 20px; margin-bottom: 10px; box-shadow: var(--shadow-sm); transition: border-color .15s; }
details[open] { border-color: rgba(21,115,71,.3); }
summary { cursor: pointer; font-weight: 700; padding: 14px 40px 14px 0; list-style: none; position: relative; font-size: 16.5px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: ""; position: absolute; right: 0; top: 50%; width: 26px; height: 26px; margin-top: -13px; border-radius: 50%; background: var(--g100) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23157347' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E") center/55% no-repeat; transition: transform .2s; }
details[open] summary::after { transform: rotate(45deg); }
details p { margin: 0 0 16px; color: var(--muted); line-height: 1.7; }

/* ------------------------------------------------------------ CTA band */
.cta-band { position: relative; overflow: hidden; background: linear-gradient(120deg, var(--g900), var(--g800) 60%, #146a44); color: #fff; padding: 64px 0; }
.cta-band .medallion { position: absolute; right: -80px; top: -120px; width: 480px; height: 480px; opacity: .10; color: #fff; pointer-events: none; }
.cta-in { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.cta-band h2 { font-family: var(--display); margin: 0 0 6px; font-size: clamp(26px, 3.2vw, 36px); letter-spacing: -.3px; }
.cta-band p { margin: 0; opacity: .9; font-size: 17px; max-width: 60ch; }
.cta-band .free-tag { margin-bottom: 12px; }
@media (max-width: 600px) { .cta-band { padding: 44px 0; } .cta-in .btn { width: 100%; } }

/* ------------------------------------------------------------ footer */
.footer { background: var(--g900); color: rgba(255,255,255,.78); padding: 54px 0 26px; position: relative; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
.foot-brand { display: flex; align-items: flex-start; gap: 12px; }
.foot-brand img { width: 40px; height: 40px; }
.foot-brand strong { display: block; font-family: var(--display); font-size: 22px; color: #fff; line-height: 1.1; }
.foot-brand small { display: block; color: rgba(255,255,255,.6); font-size: 13px; margin-top: 4px; }
.foot-brand p { margin: 12px 0 0; font-size: 14.5px; line-height: 1.6; max-width: 34ch; color: rgba(255,255,255,.7); }
.foot-col h4 { margin: 0 0 12px; font-size: 13px; letter-spacing: 1.2px; text-transform: uppercase; color: var(--gold-2); font-weight: 800; }
.foot-col a { display: block; color: rgba(255,255,255,.82); text-decoration: none; padding: 5px 0; font-size: 15px; }
.foot-col a:hover { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.foot-bottom { margin-top: 36px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; font-size: 13.5px; color: rgba(255,255,255,.55); }
@media (max-width: 800px) { .foot-grid { grid-template-columns: 1fr 1fr; gap: 26px; } .foot-brand { grid-column: 1 / -1; } }
@media (max-width: 480px) { .foot-grid { grid-template-columns: 1fr; } }